hogan scarpe I think that

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but even it can not reach 0.8 percent, which is the welfare loss problems. It should be part of the Social Security Fund Investment Industrial Investment Empty account continued to widen,hogan interactive, will inevitably lead to future pension payments pressure; on the other hand,hogan uomo, once the account to make real money on the book depreciation may face embarrassment. Beijing News: How to improve the yield of the pension it? A NOTE: I have always argued that the social insurance fund investment diversification. There should be a part of the deposit, bonds should be part of the industrial investment should also be a part of. The view from the perspective of industrial investment, infrastructure investment, especially involving people's livelihood,hogan donna, good profitability of large projects, you can consider investing a portion to separate. In addition, the investment system reform should also be international, it can be considered out of the country, in order to spread the risks. Beijing News: Even an investment rate of return seems difficult to achieve such high growth as the GDP. ZhengBingWen: Yes. So in the final analysis.
credited to individual accounts by the State for; but the money then can be used to pay pensions contemporary, there is no real money in a personal account, the only payment records . Meanwhile, the workers also pay individual contributions and units all access to personal accounts, a "fully funded", only standard personal pension credits associated with the individual contributions, age and the like. Payment amount is high, long service life and future pension benefits will be high,scarpe hogan uomo, naturally have high fees, late retirement incentives to produce. When the insured person to retire,scarpe hogan uomo, according to a set of actuarial procedures, the account will accumulate all the book translated into real pension, paid to retirees every correspondence. Once the implementation of this system, pension benefits will be fully insured person's personality become every decision matters Status insured with the National Natural defuse opposition. Improve the overall level,hogan rebel, "surplus" State may subsidize "income over expenditure" provinces The overall level is too low,scarpe hogan scontate, led to the current plight of the root of almost all systems, it should improve the overall level is a direction. Beijing News: 2011 There are 14 provinces in the overall fund income over expenditure,hogan scarpe, which will be affected? ZhengBingWen: Yes,scarpe hogan, 2011 is the 14 provinces in income over expenditure in 2010 was 15. The overall level is too low.
between different regions of the social security system.
led to the current plight of the root of almost all systems,hogan donna, it should improve the overall level of effort to be a direction, thus reducing the waste of money. Macro funds now wasted quite serious. Half of the provinces across the country have accumulated funds, the other half is not enough provinces, the central and local governments had to transfer payments. As a result, the financial involvement of the system, but there are some funds precipitation, and growing,hogan online, which formed a waste. If you raise the overall level, inefficient use of funds to improve it? Capital surplus provinces, we can put the money subsidies to income over expenditure of the provinces. Beijing News: people in economically developed areas such pension levels will not be pulled down? ZhengBingWen: no. National social security system is a unified formula, where no right to change and adjust. The vast majority of the world countries.
in the current economic growth rate, the accumulation is worth it. Personal accounts, would be inefficient. Maintain personal accounts empty account or to do it, it has still controversial in academic circles. On the one hand,hogan napoli, as China entered the aging society, the empty account continued to widen,spaccio hogan milano, will inevitably lead to future pension payments pressure; on the other hand, once the account to make real money on the book depreciation may face embarrassment. With respect to the PAYG system, combined with system account investment made under the huge welfare losses can not solve the problem. Beijing News: either to do real personal accounts,hogan sneakers, seems to be a dilemma situation, what do you suggest? A NOTE: In my opinion, for China, the most suitable pension system is implemented on behalf of the individual accounts of book-entry system (NDC). The so-called book-entry system of individual accounts is insured to pay a percentage of personal income.
but in addition, the pension system is still facing a huge welfare losses. Beijing News: Pension face a lot of questions on increasing the value of it? A NOTE: I think that, faced with enormous problems. There is no pension system a country in the world, there is so much money in the bank to eat interest. Value preservation refers to the pension can not beat the CPI,hogan outlet, but in addition, the pension system is still facing a huge welfare losses. Because the rate of return on pension greatly lower than the average wage growth rate. The GDP growth rate and almost simultaneously, even higher than the GDP growth rate,scarpe hogan, if this growth rate could not stare,hogan uomo, you do not have to share the fruits of rapid economic growth. Beijing News: To beat the CPI, but also close to the average wage growth rate? A NOTE: This year is 2012, if you join this system 20 years ago, when your monthly salary 200 yuan, 200 yuan you save up to 8%, that is 16 dollars a month. Interest in the bank to eat now,hogan rebel, can become even 40 dollars, but 40 dollars, is what percentage of wages now? Certainly not to 8 percent.
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