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hogan scarpe the big banks due a large scale

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发表于 2015-11-7 01:42:18 | 只看该作者 回帖奖励 |倒序浏览 |阅读模式
which is tantamount to put locks on their bank deposits,hogan donna, "the bank bankrupt,hogan online, deposits can still secure." In the opinion of experts, set clear limits to pay a reasonable standard,hogan scarpe, so the vast majority of depositors all deposits subject to clear legal guarantees, thereby facilitating the formation of stable expectations so that depositors. "Chinese household sector savings rate is very high, and the vast majority of small deposit accounts of all deposit accounts of" Friends of pipe clear that the amount of 50 million is about 12 times in 2013 China's per capita GDP, higher than the international level in general.
thereby reducing the probability of systemic financial risk outbreak. "The launch of the deposit insurance system is to plan ahead,hogan donna, to better protect the interests of depositors,hogan online," China Central University of Finance and Banking Research Center, Guo Tian Yong told reporters on BEIJING, China next step is to further promote market-oriented interest rate reform, the establishment of more The private banks, banks will be more intense competition, the future does not rule out the possibility of individual financial institutions will be problems,hogan online, if there is no deposit insurance,hogan uomo 2014, the public interest would be jeopardized. Highest paid 500,000 yuan covering over 99% of all deposits of depositors On the payment amount, the draft stipulates that the implementation of the deposit insurance payment limit, the maximum reimbursement limit of 500,hogan scarpe,000 yuan. In other words,scarpe hogan originali, the same depositor at the same bank deposit accounts all principal and interest add up to less than 50 million, the full amount; more than 500,000 yuan part repayment of deposits from the bank assets in liquidation. 50 million maximum reimbursement limit,hogan napoli, according to the central bank's deposits at the end of 2013 was calculated,hogan outlet, can cover all deposits 99.63% of depositors. That means that the vast majority of depositors can be fully guaranteed, it will not suffer. In addition,hogan cheap, this limit is not fixed, the central bank in conjunction with relevant State Council departments can adjust your maximum reimbursement limit according to the economic development of deposits change structure,hogan uomo, financial conditions and other risk factors. Vice president of Finance at Renmin University of China Zhao Xijun said that the introduction of deposit insurance is certainly a good thing for the general population.
With the economic development and the timely adjustment, which helps to enhance depositor confidence in the banking system, strengthening the stability of the financial system. It should be noted in particular that,hogan donna, in accordance with the provisions of the draft, even if they are taken over,hogan on line, revoked or bankruptcy case of individual small bank deposit occurs, generally also the first to use the deposit insurance fund, supported by other qualified financial institutions to the problem of bank deposits a "disk access" to acquire or assume its business, assets, and liabilities. Such depositors will be transferred to other banks, to continue to be fully protected. Really can not acquired by other banks, to undertake, in accordance with the maximum payment limit direct reimbursement of the insured deposits. Conducive to the development of small and medium banks,hogan outlet on line, or a "deposit move" situation In the opinion of experts, in addition to effectively protect the interests of depositors and prevent financial risks, the establishment of a deposit insurance system for the development of small and medium banks to create a fair competitive environment will also have a positive impact. "The launch of the deposit insurance system for small and medium banks are more beneficial because people dare to rest assured that the money saved to the bank." Guo Tian Yong said, deposit insurance allows depositors to form a consensus, regardless of the deposit to the big banks or system to protect small banks, the resulting are the same,hogan scarpe, it is an institutional "reveal" so that depositors of small banks assured. In fact.
for a long time,scarpe hogan interactive, the big banks due a large scale, strength, often in a dominant position in terms of deposits, while the small banks at a disadvantage. Tube Kiyotomo noted that the deposit insurance system will greatly enhance the credibility and the competitiveness of small and medium banks, no longer allow banks to whether the "state" became the only indicator of customer deposits configuration. "As depositors deposit insurance protection, according to bank depositors need not qualified to choose bank deposits.
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